How to File Your Income-Tax Return (ITR) in Jodhpur for AY 2025-26
Table of Contents
1. Who Must File an ITR?
You must file if in FY 2024-25:
- Your total income exceeded ₹2.5 lakh (new slabs) before claiming deductions.
- You had foreign assets/income or signed as DSC for a company.
- Aggregate TDS/TCS ≥ ₹25,000 (₹50k for senior citizens).
- Turnover under presumptive business exceeded ₹3 crore (or ₹75 lakh for professionals).
Pro tip for Jodhpur freelancers: Even if income is below threshold, filing an ITR helps while applying for home loans or visas.
2. ITR Forms: Which One Applies to You?
| ITR Form | Who should use it? |
|---|---|
| ITR-1 (Sahaj) | Salaried / pension + one house property + other income ≤ ₹50 lakh. |
| ITR-2 | Capital gains, > ₹50 lakh income, multiple house properties. |
| ITR-3 | Business or professional income (proprietorship, consultants). |
| ITR-4 (Sugam) | Presumptive income under Sec 44AD/44ADA/44AE. |
(ITR-5/6/7 cover firms, companies & trusts and are beyond this article's scope.)
3. Documents Checklist
- PAN & Aadhaar (linked).
- Form 16 / salary slips.
- Bank interest statements (Form 16A).
- Capital-gains statements (e.g., Zerodha Console for shares).
- Investment proofs (80C, 80D, NPS).
- Rent receipts for HRA.
- Balance sheet & P&L (for business/consultants).
- Last year's ITR acknowledgement (for reference).
Keep PDFs in a dedicated "Tax-2025" folder—saves time during upload.
4. Step-by-Step e-Filing Process
Step 1 – Register / Log in
Go to incometax.gov.in → 'Login'. First-timers click Register, using PAN as user ID.
Step 2 – Start New Filing
Navigate: e-File → Income Tax Returns → File ITR → Assessment Year 2025-26 → Online.
Step 3 – Select Status & Form
Choose Individual / HUF / Company, then pick the ITR form suggested.
Step 4 – Pre-fill & Verify Data
Most salary details auto-load via AIS/TRACES. Cross-check with Form 16.
Step 5 – Claim Deductions
Enter Section 80C, 80D, donations (80G), etc. Let the portal recompute tax.
Step 6 – Choose Tax Regime
Compare tax payable under new and old regime. The portal shows both figures.
Step 7 – Pay Tax / Verify Refund
If tax payable > prepaid (TDS + advance), generate challan & pay via net-banking. Otherwise, confirm refund.
Step 8 – Submit & e-Verify
Submit return, then e-verify instantly via Aadhaar OTP/bank account/DSC. Unverified ITRs are invalid after 30 days.
5. Deadlines, Late Fees & Penalties
| Task | Date (AY 2025-26) | Late fee (Sec 234F) |
|---|---|---|
| Standard filing deadline | 31 July 2025 | — |
| Belated return (with fee) | 31 Dec 2025 | ₹1,000 (< ₹5 lakh income) / ₹5,000 (≥ ₹5 lakh) |
| Revised return | 31 Dec 2025 | Nil if original filed on time |
| Updated return (ITR-U) | Within 24 months | Additional 25%–50% tax |
Interest under Secs 234A/B/C also applies for late payment.
6. Benefits of Timely Filing
- Avoid penalties & prosecution.
- Faster refunds—ITD processes most within 7-14 days.
- Proof of income for loans, visas, tender bids.
- Carry-forward losses (capital & business) for up to 8 years.
7. After Filing: Refunds & Verification
- Track refund on the ITR dashboard → View Filed Returns.
- If refund is delayed > 30 days, raise a ticket via Grievances or call CPC Bengaluru (toll-free).
- You may receive an intimation u/s 143(1)—don't panic; it's an automated summary. Respond only if there's a mismatch.
See also: Income-Tax Advisory & Planning in Jodhpur
8. Frequently Asked Questions
Q1. Can I file ITR from outside India if I reside in Jodhpur?
Yes—portal is online worldwide; use Indian mobile for OTP.
Q2. Do I need a CA to file?
Not legally. However, a CA helps in complex cases (capital gains, foreign assets, presumptive turnover).
Q3. How long should I keep tax records?
Minimum 6 years from the end of the relevant Assessment Year; 10 years if you have foreign assets.
Ready to file stress-free?
Rangaco's Jodhpur office can e-file your return, review deductions, and chase refunds—so you don't have to.
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